Preconstruction Deposit Schedule Calculator
Build a preconstruction condo deposit schedule with amounts and due dates for signing, 30/90/180 day milestones, and occupancy.
- No sign-up
- Instant results
- Restores your last inputs
1. Enter your numbers
Start with the assumptions you know.
2. Adjust the scenario
Change one input to see what matters.
3. Review the result
Use the estimate to compare and prepare.
Deposit milestones
Columns: label, percent of price, days after signing. Leave days blank for “on occupancy”.
Total deposit
$212,500
25% of the purchase price
Balance on closing
$637,500
Funded by the mortgage on final closing
| Milestone | Due | Amount | Cumulative |
|---|---|---|---|
| On signing | Aug 27, 2026 | $42,500 | $42,500 |
| 30 days | Sep 26, 2026 | $42,500 | $85,000 |
| 90 days | Nov 25, 2026 | $42,500 | $127,500 |
| 180 days | Feb 23, 2027 | $42,500 | $170,000 |
| On occupancy | Aug 27, 2029 | $42,500 | $212,500 |
Deposit structures vary by builder. Confirm amounts and dates against the agreement of purchase and sale. Interim occupancy fees, closing costs and HST are not included here.
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About this deposit schedule calculator
Use this free Canadian real estate calculator to explore scenarios before speaking with a lender, REALTOR®, lawyer, accountant, or other qualified professional. Results are estimates and should not replace professional advice.