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Preconstruction Deposit Schedule Calculator

Build a preconstruction condo deposit schedule with amounts and due dates for signing, 30/90/180 day milestones, and occupancy.

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  • Instant results
  • Restores your last inputs

1. Enter your numbers

Start with the assumptions you know.

2. Adjust the scenario

Change one input to see what matters.

3. Review the result

Use the estimate to compare and prepare.

Contract and timeline
$

Deposit milestones

Columns: label, percent of price, days after signing. Leave days blank for “on occupancy”.

Deposit schedule

Total deposit

$212,500

25% of the purchase price

Balance on closing

$637,500

Funded by the mortgage on final closing

MilestoneDueAmountCumulative
On signingAug 27, 2026$42,500$42,500
30 daysSep 26, 2026$42,500$85,000
90 daysNov 25, 2026$42,500$127,500
180 daysFeb 23, 2027$42,500$170,000
On occupancyAug 27, 2029$42,500$212,500
Purchase price
$850,000
Deposits before closing
$212,500
Balance due on closing
$637,500

Deposit structures vary by builder. Confirm amounts and dates against the agreement of purchase and sale. Interim occupancy fees, closing costs and HST are not included here.

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About this deposit schedule calculator

Use this free Canadian real estate calculator to explore scenarios before speaking with a lender, REALTOR®, lawyer, accountant, or other qualified professional. Results are estimates and should not replace professional advice.