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Down Payment Planner

Plan a home down payment: target amount, monthly savings, investment growth, and the month you reach your goal.

Start calculating
  • No sign-up
  • Instant results
  • Restores your last inputs

1. Enter your numbers

Start with the assumptions you know.

2. Adjust the scenario

Change one input to see what matters.

3. Review the result

Use the estimate to compare and prepare.

Goal and savings plan
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%
$
$
%
$
When you reach the goal

Time to goal

4 yr 10 mo

On track for Jun 27, 2031

Down payment goal

$150,000

20% of $750,000

Saved today
$45,000
Still needed
$105,000
Monthly contribution
$1,500
To get there in 5 years

Required monthly savings at the return entered

$1,584 / month
Minimum down payment at this price

Canadian rules: 5% to $500k, 10% on the portion above

$50,000

Estimates only. Figures are for planning purposes and are not financial, tax, or legal advice. Confirm all numbers with your lender, lawyer, and accountant.

Savings growth

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About this down payment planner calculator

Use this free Canadian real estate calculator to explore scenarios before speaking with a lender, REALTOR®, lawyer, accountant, or other qualified professional. Results are estimates and should not replace professional advice.