Rental Cash Flow Calculator
Calculate monthly rental property cash flow: net operating income, debt service, vacancy, management fees, DSCR, and break-even rent.
Property, financing and operating costs
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Monthly cash flow
Monthly cash flow
-$628
-$7,542 per year
Break-even rent
$3,748
Rent needed to cover every cost
Effective gross income
$36,084Operating expenses
− $8,600Net operating income
$27,484Annual debt service
− $35,026Annual cash flow
-$7,542Cap rate
3.93%Debt service coverage (DSCR)
0.78Lenders typically want 1.20 or higher
Estimates only. Figures are for planning purposes and are not financial, tax, or legal advice. Confirm all numbers with your lender, lawyer, and accountant.
Monthly outflows