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Preconstruction Deposit Schedule Calculator

Build a preconstruction condo deposit schedule with amounts and due dates for signing, 30/90/180 day milestones, and occupancy.

Contract and timeline
$

Deposit milestones

Columns: label, percent of price, days after signing. Leave days blank for “on occupancy”.

Deposit schedule

Total deposit

$212,500

25% of the purchase price

Balance on closing

$637,500

Funded by the mortgage on final closing

MilestoneDueAmountCumulative
On signingAug 1, 2026$42,500$42,500
30 daysAug 31, 2026$42,500$85,000
90 daysOct 30, 2026$42,500$127,500
180 daysJan 28, 2027$42,500$170,000
On occupancyAug 1, 2029$42,500$212,500
Purchase price
$850,000
Deposits before closing
$212,500
Balance due on closing
$637,500

Deposit structures vary by builder. Confirm amounts and dates against the agreement of purchase and sale. Interim occupancy fees, closing costs and HST are not included here.

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