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Closing Costs Calculator

Estimate closing costs on a Canadian home purchase: land transfer tax, legal fees, title insurance, inspection, appraisal, adjustments, and moving costs.

Purchase & costs
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8% in Ontario; 0% where not charged

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Cash needed on closing day

Closing costs

$17,425

2.32% of the purchase price

Total cash required

$167,425

Includes your down payment

Land transfer tax
$11,475
Legal fees & disbursements
$2,000
Title insurance
$400
Home inspection
$500
Appraisal
$350
Property tax / utility adjustments
$1,200
Moving costs
$1,500
Total closing costs
$17,425

Estimates only. Figures are for planning purposes and are not financial, tax, or legal advice. Confirm all numbers with your lender, lawyer, and accountant.

Where the money goes

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